Missouri Health Care Options

Why Choose Home Care

Home Care is Your Most Affordable Option. It is Also Your Safest Option.

What are your options?

Following a hospitalization, one may temporarily stay at a skilled nursing facility. This short stay is usually funded by your Medicare or Medicare Advantage plan. The goal is to regain enough independence to return home. If one needs ongoing help, they begin researching options including long-term care/nursing home, assisted living and home care. Sometimes, it is assumed that nursing home care is the least expensive, and home care the most expensive. When you understand these options in detail, you learn that is not necessarily true.

Use our guide to learn about three main long-term care options, including facts, myths, and average costs of each. We also compare the cost of using a home care company versus privately hiring your caregiver.

Which one to choose

Home Care vs. Skilled Nursing Facilities

Home Care vs. Assisted Living Facilities

Home Care From a Company vs. Hiring Your Own Caregiver

Myth: Medicare will pay for 100% of your nursing home stay.

Medicare may pay for the first 20 days if you have a need for skilled nursing or therapy services (often it is much less than 20 days). After this, you pay out-of-pocket. If your aging parent qualifies for Medicaid, some nursing homes accept Medicaid. Long-term care insurance may also pay for a portion.

Average daily cost: $260/day.
One nurse and one aide caring for many patients.

Myth: Medicare and/or Medicaid will pay for assisted living.

Not true. Long-term care insurance may cover a portion; VA Aid and Attendance pension (if you qualify) may cover a portion; the majority is self pay.

Average daily cost: $135/day plus additional expenses based on care needs and amenities.
If you need assistance, you will pay additional hourly rates for caregiver services to supplement your basic care.

Myth: It is less expensive and easier to hire your own caregiver.

Beware: hiring your own caregiver may seem less expensive, but suddenly you are also vulnerable to a host of problems including Workers Comp, tax, fraud, abuse, neglect, and inexperience liabilities. Additionally, it is a significant time commitment to hire and employ a private caregiver, and they are not able to provide skilled medical services.

Cost: A consistent hourly rate vs. unknown, unpredictable expenses.
Receive one-on-one care from your home care company, and pay only for what you need. The alternative is uncertain.

St Louis home care reviews

See why so many St. Louis families choose Cooperative Home Care

Cooperative Home Care is the only family-owned home care company that says “Yes!” first to any age, funding, amount of care, and service since 1986. Our over-arching message to SERVE ONE MORE applies to our employees, and our clients and their families. We will do everything possible to keep you safe and independent in your own home.

The Benefits of St. Louis Home Care

Enjoy best-in-class service with our quality guarantee

Faithfully serving clients for 38 years

Our reputation with the thousands of happy client's and families we've care for over the years speaks for itself.

We provide any amount of care to accommodate any schedule

Do you need a quick visit, hourly care, or around-the-clock care? No matter your schedule, we've got you covered.

Comprehensive services for any need

Whether you need skilled medical services, therapy, dementia care, companion care, or even pediatric care, we've got it all.

We provide care for all ages

From children to seniors and all ages in between, we provide the support you need.

senior with st. louis caregiver

We'll work to qualify you for funding to minimize your out-of-pocket cost

We help you qualify for and access all of your existing benefits. Only then, if needed, do you pay out-of-pocket.

Specialized Dementia Care

Our certified dementia practitioners are accredited through the National Council of Certified Dementia Practitioners.

Fast response time

When you need nurses, caregivers, or therapists, we act immediately to provide the support you need.

Compatible caregivers

If you don't love and bond with your caregiver, we'll send a new one.

Get Started With St. Louis Home Care

3 simple steps to independence for seniors and peace of mind for you

Step 01
Step 01

Call (314) 207-3986

Call our office to speak with our friendly staff and get all of your questions answered.

Step 2
Step 2

Schedule a FREE, in-home care assessment

We'll review your care needs, schedule, hobbies, and personality to craft a care plan unique to you.

Step 03
Step 03

Get matched with a compatible caregiver

Thrive at home with a compatible caregiver you love.

Don't wait until it's too late! Call now to schedule a FREE, no-obligation, in-home consultation

After our assessment, we will create a customized, holistic care plan tailored to your needs, schedule, hobbies, and personal choices.

Contact St. Louis Home Care

Contact Us Today

Call us at (314) 207-3986, or fill out this simple form to schedule a call.

St. Louis Headquarters

St. Louis Office

1924 Marconi Ave,
St. Louis, MO 63110, USA

(314) 207-3986

Cooperative Home Care Service Locations

Cooperative Home Care proudly services:

Counties: St. Louis, St. Louis County, Franklin County, Jefferson County, St. Clair County, St. Charles County, Lincoln County, and Warren County


Additional Office Locations

Jefferson County Office

1006 N. Truman Blvd. #A
Crystal City, MO 63019


St. Charles County Office

Crossroads Business Center
801 S. Woodlawn Avenue, Suite 21
O’Fallon, MO 63366


Franklin County Office

104 S. McKinley Avenue, Suite D
Union, MO 63084


Fairview Heights, IL Office

107 Lanaghan Drive
Fairview Heights, IL 62208

(314) 936-4373

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