Missouri Health Care Options
Why Choose Home Care
Home Care is Your Most Affordable Option. It is Also Your Safest Option.
What are your options?
Following a hospitalization, one may temporarily stay at a skilled nursing facility. This short stay is usually funded by your Medicare or Medicare Advantage plan. The goal is to regain enough independence to return home. If one needs ongoing help, they begin researching options including long-term care/nursing home, assisted living and home care. Sometimes, it is assumed that nursing home care is the least expensive, and home care the most expensive. When you understand these options in detail, you learn that is not necessarily true.
Use our guide to learn about three main long-term care options, including facts, myths, and average costs of each. We also compare the cost of using a home care company versus privately hiring your caregiver.
Which one to choose
Home Care vs. Skilled Nursing Facilities
Home Care vs. Assisted Living Facilities
Home Care From a Company vs. Hiring Your Own Caregiver
Myth: Medicare will pay for 100% of your nursing home stay.
Medicare may pay for the first 20 days if you have a need for skilled nursing or therapy services (often it is much less than 20 days). After this, you pay out-of-pocket. If your aging parent qualifies for Medicaid, some nursing homes accept Medicaid. Long-term care insurance may also pay for a portion.
Average daily cost: $260/day.
One nurse and one aide caring for many patients.
Myth: Medicare and/or Medicaid will pay for assisted living.
Not true. Long-term care insurance may cover a portion; VA Aid and Attendance pension (if you qualify) may cover a portion; the majority is self pay.
Average daily cost: $135/day plus additional expenses based on care needs and amenities.
If you need assistance, you will pay additional hourly rates for caregiver services to supplement your basic care.
Myth: It is less expensive and easier to hire your own caregiver.
Beware: hiring your own caregiver may seem less expensive, but suddenly you are also vulnerable to a host of problems including Workers Comp, tax, fraud, abuse, neglect, and inexperience liabilities. Additionally, it is a significant time commitment to hire and employ a private caregiver, and they are not able to provide skilled medical services.
Cost: A consistent hourly rate vs. unknown, unpredictable expenses.
Receive one-on-one care from your home care company, and pay only for what you need. The alternative is uncertain.
St Louis home care reviews
See why so many St. Louis families choose Cooperative Home Care
Cooperative Home Care is the only family-owned home care company that says “Yes!” first to any age, funding, amount of care, and service since 1986. Our over-arching message to SERVE ONE MORE applies to our employees, and our clients and their families. We will do everything possible to keep you safe and independent in your own home.
The Benefits of St. Louis Home Care
Enjoy best-in-class service with our quality guarantee
Faithfully serving clients for 38 years
Our reputation with the thousands of happy client's and families we've care for over the years speaks for itself.
We provide any amount of care to accommodate any schedule
Do you need a quick visit, hourly care, or around-the-clock care? No matter your schedule, we've got you covered.
Comprehensive services for any need
Whether you need skilled medical services, therapy, dementia care, companion care, or even pediatric care, we've got it all.
We provide care for all ages
From children to seniors and all ages in between, we provide the support you need.
We'll work to qualify you for funding to minimize your out-of-pocket cost
We help you qualify for and access all of your existing benefits. Only then, if needed, do you pay out-of-pocket.
Specialized Dementia Care
Our certified dementia practitioners are accredited through the National Council of Certified Dementia Practitioners.
Fast response time
When you need nurses, caregivers, or therapists, we act immediately to provide the support you need.
Compatible caregivers
If you don't love and bond with your caregiver, we'll send a new one.
Get Started With St. Louis Home Care
3 simple steps to independence for seniors and peace of mind for you
Call (314) 207-3986
Call our office to speak with our friendly staff and get all of your questions answered.
Schedule a FREE, in-home care assessment
We'll review your care needs, schedule, hobbies, and personality to craft a care plan unique to you.
Get matched with a compatible caregiver
Thrive at home with a compatible caregiver you love.
Contact St. Louis Home Care
Contact Us Today
Call us at (314) 207-3986, or fill out this simple form to schedule a call.
St. Louis Headquarters
St. Louis Office
1924 Marconi Ave,
St. Louis, MO 63110, USA
(314) 207-3986
Cooperative Home Care Service Locations
Cooperative Home Care proudly services:
Counties: St. Louis, St. Louis County, Franklin County, Jefferson County, St. Clair County, St. Charles County, Lincoln County, and Warren County
Cities:
Additional Office Locations
Jefferson County Office
1006 N. Truman Blvd. #A
Crystal City, MO 63019
636-937-9449
St. Charles County Office
Crossroads Business Center
801 S. Woodlawn Avenue, Suite 21
O’Fallon, MO 63366
636-441-7753
Franklin County Office
104 S. McKinley Avenue, Suite D
Union, MO 63084
636-629-5313
Fairview Heights, IL Office
107 Lanaghan Drive
Fairview Heights, IL 62208
618-394-5681