Funding options for Fairview Home Care

How Do I Pay?

We are here to provide solutions

Dealing with home care funding can be a daunting task, especially when you are already dealing with the stress of caring for a loved one. We understand that this process can be overwhelming and confusing, and that’s why we are here to help you every step of the way. 

Our Illinois office provides Private Home Care through a team of compassionate and licensed Home Nursing providers. We accept various payment options, including private or self-pay, Workers’ Compensation, Long-Term Care Insurance, and VA funding. We will work with you to find the best funding options for your situation. 

We also understand the challenges of caring for someone in palliative or hospice care. That’s why we offer respite caregiver services to provide temporary relief to family members who need a break from the demands of caregiving.

In short, we are here to provide solutions and support to help you navigate the complexities of home care funding and find the best possible care for your loved one. 

nurse and senior with home care solutions, fairview heights & belleville, IL


IL Medicaid CDS & In-home

To qualify for Medicaid, you need to meet certain financial and medical requirements. Medicaid is managed on a state-by-state basis and is intended for people with low incomes and disabilities. To be eligible financially, you must earn around $1000 or less per month as an individual or $2000 or less per month for a family. Additionally, you must require assistance with daily living activities such as bathing, dressing, using the bathroom, and walking to be eligible for in-home services through Medicaid. To participate in the Consumer Directed Services (CDS) program, you must also have the ability to train, direct, and employ your caregiver with the assistance of our team. The approval process for in-home services/CDS typically takes about 30 days from the time you apply. At Cooperative, we assist both new and long-time clients with the in-home services/CDS program.

Veterans Affairs

The Department of Veterans Affairs provides two primary types of home care. The first is fee-based services, while the second is offered through the Aide and Attendance pension. If you are a veteran who served on active duty status for at least one day during a time when our country was officially at war, you may qualify for this pension. It will reimburse you for part of your home care expenses.

Health Insurance

Your health insurance policy may pay for skilled services prescribed by your physician.

Long-term Care Insurance

Individuals have the option to enroll in long-term care insurance as early as their 40s. This requires paying a monthly premium that varies according to the policy. Policies also differ in terms of the amount of paperwork necessary to access benefits, approved services (such as skilled care, assisted living, caregiver visits or a combination), and the cost of monthly premiums. Choosing the most suitable policy for your anticipated long-term needs can be a significant challenge.

If you have long-term care insurance, we can assist you in understanding and accessing your benefits.

Worker's Compensation Insurance

This insurance will pay for your medical needs as a result of a work-related accident or injury. Cooperative offers a specialized Worker’s Compensation Program.

Reduced Fee

Cooperative Home Care is a program that offers reduced fees for those who need home care solutions affiliated with United Way. This program allows eligible individuals to pay what they can afford per hour for home care solutions. To qualify, one must meet both financial and clinical requirements, and there may be a waiting list to receive care.

Private Services (Self Pay)

After examining every other funding option: Medicaid, VA, Health Insurance, Long-Term Care Insurance, Worker’s Compensation Insurance and Reduced Fee Programs, clients may pay out-of-pocket for some or all of their home care solutions.

Now, you’ve got the basics of home care funding. When you’re ready, call (314) 936-4373 for information on how to pay for home care specifically tailored to your aging parent’s needs.

Belleville & Fairview Heights home care reviews

See why so many Fairview Heights & Belleville families choose Cooperative Home Care

Cooperative Home Care is the only family-owned home care company that says “Yes!” first to any age, funding, amount of care, and service since 1986. Our over-arching message to SERVE ONE MORE applies to our employees, and our clients and their families. We will do everything possible to keep you safe and independent in your own home.

The Benefits of Home Health Care in Belleville & Fairview, IL.

Enjoy best-in-class care at home with our quality guarantee

Faithfully serving clients for 38 years

Our reputation with the thousands of happy client's and families we've care for over the years speaks for itself.

We provide any amount of care to accommodate any schedule

Do you need a quick visit, hourly care, or around-the-clock care? No matter your schedule, we've got you covered.

Comprehensive services for any need

Whether you need skilled medical services, therapy, dementia care, companion care, or even pediatric care, we've got it all.

We provide care for all ages

From children to seniors and all ages in between, we provide the support you need.

senior hugging belleville & fairview heights il caregiver

We'll work to qualify you for funding to minimize your out-of-pocket cost

We help you qualify for and access all of your existing benefits. Only then, if needed, do you pay out-of-pocket.

Specialized Dementia Home Care

Our certified dementia practitioners are accredited through the National Council of Certified Dementia Practitioners.

Fast response time

When you need nurses, caregivers, or therapists, we act immediately to provide the support you need.

Compatible caregivers

If you don't love and bond with your caregiver, we'll send a new one.

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Get Started With Fairview Heights Home Care

3 simple steps to independence for seniors and peace of mind for you

belleville & fairview heights nurse discussing records with senior during home care visit
Step 01
Step 01

Call (314) 936-4373

Call our office to speak with our friendly staff and get all of your questions answered.

Step 2
Step 2

Schedule a FREE, in-home care assessment

We'll review your care needs, schedule, hobbies, and personality to craft a Southern Illinois care plan unique to you.

Step 03
Step 03

Get matched with a compatible caregiver

Thrive at home with a compatible caregiver you love in Belleville & Fairview Heights, IL.

Don't wait until it's too late! Call now to schedule your FREE, no-obligation, in-home consultation

After our assessment, we will create a customized, holistic care plan tailored to your needs, schedule, hobbies, and personal choices.

Contact Fairview Heights Home Care

Contact Us Today

Call us at (314) 936-4373, or fill out this simple form to schedule a call.

St. Louis Headquarters

St. Louis Office

1924 Marconi Ave,
St. Louis, MO 63110, USA

(314) 207-3986

Cooperative Home Care Service Locations

Cooperative Home Care proudly services:

Counties: St. Louis, St. Louis County, Franklin County, Jefferson County, St. Clair County, St. Charles County, Lincoln County, and Warren County

Cities: Fairview Heights, Belleville, Swansea, Granite City, Edwardsville, Glen Carbon, O'Fallon, Maryville, Alorton, Lebanon, St Louis, Greater St Louis, East St Louis, Clayton, chesterfield, Town and Country, Brentwood, Florissant, Glendale, Kirkwood, Rock Hill, Creve Coeur

Additional Office Locations

Jefferson County Office

1006 N. Truman Blvd. #A
Crystal City, MO 63019


St. Charles County Office

Crossroads Business Center
801 S. Woodlawn Avenue, Suite 21
O’Fallon, MO 63366


Franklin County Office

104 S. McKinley Avenue, Suite D
Union, MO 63084


Fairview Heights, IL Office

107 Lanaghan Drive
Fairview Heights, IL 62208

(314) 936-4373

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